Services
Virtual Wallet
Your own account number in seconds — fund it from any Nigerian bank and pay from it.
Services
Your own account number in seconds — fund it from any Nigerian bank and pay from it.
A virtual account is a real account number issued to you that is tied to a wallet rather than to a bank branch. Your Mabro virtual account is the account number you can receive bank transfers into, and your Mabro wallet is the balance behind it.
In practice: someone sends money to your Mabro account number from any Nigerian bank app, it appears as your wallet balance, and you spend it from Mabro — on bills, airtime, data, giftcards, crypto conversions or transfers.
Get the app and register with your Nigerian phone number and email address.
Complete BVN verification. This is required by Nigerian financial regulations before any transaction feature unlocks.
A wallet is created for your account along with a permanent account number, shown in the app.
Transfer to that account number from any Nigerian bank app. It lands in your wallet.
The wallet is what makes the rest of Mabro one app instead of five. Airtime you sell, crypto you convert and giftcards you trade all settle in the same balance — and that balance is what pays for data, bills and transfers. You do not move money between separate services, and you do not need a different app for each one.
They are not the same thing, and it is worth being clear about it. Your Mabro account number is a virtual account issued through a regulated partner bank, and the funds behind your wallet are held in designated accounts. It is a wallet with an account number attached, which is why it can do things a plain bank account cannot — convert airtime, trade giftcards, or hold balances in different services in one place.
Wallet balances do not earn interest, and you can withdraw to your own Nigerian bank account at any time.
Most people open a Mabro virtual account for one of three reasons: they want a single place to pay for everything from one balance; they have airtime or crypto sitting idle that they want to turn into spendable naira; or they simply want an account number they can receive transfers into without opening another bank account.
A virtual account is an account number issued to you for a specific purpose. Yours is tied to your Mabro wallet, so money transferred to that number lands in your wallet and is spent from the app.
Download Mabro, register with your phone number and email, and complete BVN verification. A wallet and a permanent account number are created for your account once that is done.
Yes. Opening the account costs nothing — you only pay the fees attached to individual transactions, which are shown before you confirm each one.
Transfer to your Mabro account number from any Nigerian bank app. The money arrives in your wallet balance.
Yes. Transferring from your Mabro wallet to your own Nigerian bank account is your choice, done from the app whenever you want.
No. Wallet balances do not earn interest, as set out in the Mabro Terms of Service.
No. Your Mabro account number is a virtual account issued through a regulated partner bank, and your balance is held in designated accounts. It is a wallet with an account number attached, not a bank account you open yourself.
Buy airtime and data, pay electricity and cable TV, trade giftcards, convert crypto and airtime to naira, make transfers to other Mabro users, and receive bank transfers into your account number.
Any Nigerian bank. You transfer to your Mabro account number from your banking app the same way you would transfer to any other Nigerian account.